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Zakat kaise nikale — aasan tareeqa

Zakat aapki us daulat ka 2.5% hai jo nisab ke barabar ya zyada ho aur jis par ek qamari (Islami) saal guzar gaya ho. Neeche chaar aasan steps aur aaj ke rate se ek misaal hai.

Chaar steps

  1. Sab jodein jo zakat ki tareekh par aapke paas hai: cash, bank balance, FD/RD, sona-chandi, shares aur mutual funds, crypto, business ka maal, aur woh paisa jo aapko kisi se wapas milna hai.
  2. Qarz ghatayein — credit card ka bill, udhaar, aur aane wale saal ki loan EMI (pura home loan nahi).
  3. Nisab se milayein. Aaj chandi ka nisab ₹1,22,411 (612.36 g chandi) aur sone ka nisab ₹12,14,835 (87.48 g sona) hai.
  4. Agar total nisab ke barabar ya zyada hai, to poori raqam ka 2.5% zakat hai — sirf nisab se upar wale hisse ka nahi.

Aaj ke rate se misaal

Ghar mein cash₹40,000
Bank balance₹2,60,000
30 g 22 carat zevar × ₹12,730/g₹3,81,893
Fixed deposit₹1,00,000
Ghatayein: credit card + is saal ki EMI−₹45,000
Kul zakat wali daulat₹7,36,893
Nisab (₹1,22,411) se zyada? Haan → 2.5% zakat₹18,422

Zakat kab farz hoti hai?

Jab aapki daulat ek qamari saal (lagbhag 354 din) tak nisab se upar rahe — ise hawl kehte hain. Aasan tareeqa: ek tareekh tay kar lein (bahut log Ramzan ka koi din chunte hain) aur har saal us din jo kuch aapke paas hai uska hisab karein.

Quran (9:103) mein maal se zakat lene ka hukm hai, aur Sunan Abi Dawud 1573 mein 200 dirham (chandi) aur 20 dinar (sona) par zakat ka zikr hai.

Aur guides

Aaj ka nisab: ₹1,22,411 · Sone par zakat — zevar, sikke aur biscuit · Zakat kis par farz hai, aur kitni deni hoti hai?

Apni sahi zakat 2 minute mein nikalein

Zakatify ek-ek sawaal pooch kar hisab karata hai — carat ke hisab se sona, bachat, investment, qarz — aapke shehar ke aaj ke rate ke saath. Muft, private, India ke liye.

Meri zakat nikalein — muft

Aksar pooche jaane wale sawaal

Zakat kitne percent hoti hai?

2.5% — yaani har ₹1,00,000 par ₹2,500, poori zakat wali daulat par jab woh nisab ke barabar ya zyada ho.

Sone ka nisab lein ya chandi ka?

Dono sahi raaye hain. Chandi ka nisab (aaj ₹1,22,411) kam hai, is liye zyada log zakat dete hain aur gareebon tak zyada pahunchta hai; bahut se ulama isi ki salah dete hain. Sone ka nisab (aaj ₹12,14,835) bhi maana jata hai.

Kya home loan ghata sakte hain?

Aam raaye ye hai ki sirf aane wale saal ki EMI ghatayein, pura bacha hua loan nahi.